Bell Gardens, CA housing market

Data through Aug 2026

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Home Value

$685,371

+1.1% vs. a year ago

Mtg Payment as % of Income

78%

Aug 2026

Rental Rate

$2,440/mo

Aug 2026

Overvalued %

34%

Aug 2026

What this means

Valuation. Prices are 34% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
Prices. Home values are up 1.1% over the past year (U.S.: +1.2%).
Affordability. A mortgage on the typical home takes 78% of the median household income (U.S.: 35%); it takes about $162k a year to keep the payment at 30% of gross pay. That includes about $1,722 a year for home insurance (U.S.: $1,790).
Buy vs. rent. Buying costs about $1,616/mo more than renting a typical home (mortgage payment vs. typical rent).

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