HouseVaneOpen the mapOjai, CA housing market
Data through Aug 2026
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Home Value
$1.2M
+1.5% vs. a year ago
Mtg Payment as % of Income
98%
Aug 2026
Rental Rate
$3,495/mo
Aug 2026
Overvalued %
49%
Aug 2026
What this means
- Valuation. Prices are 49% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 1.5% over the past year (U.S.: +1.2%).
- Affordability. A mortgage on the typical home takes 98% of the median household income (U.S.: 35%); it takes about $271k a year to keep the payment at 30% of gross pay. That includes about $1,840 a year for home insurance (U.S.: $1,790).
- Buy vs. rent. Buying costs about $3,284/mo more than renting a typical home (mortgage payment vs. typical rent).
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