Point Arena, CA housing market

Data through Aug 2026

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Home Value

$561,579

−5.4% vs. a year ago

Mtg Payment as % of Income

39%

Aug 2026

What this means

Prices. Home values are down 5.4% over the past year (U.S.: +1.2%), 35% below their 2022-23 peak.
Affordability. A mortgage on the typical home takes 39% of the median household income (U.S.: 35%); it takes about $139k a year to keep the payment at 30% of gross pay. That includes about $2,262 a year for home insurance (U.S.: $1,790).

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