Logan County, KS housing market
Data through Aug 2026 · Buyer's market · leverage 91
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Home Value
$156,172
+5.9% vs. a year ago
Buyer Leverage Score
91
Sep 2026
Months of Supply
9.3 months
Oct 2025
Days on Market
52 days
Sep 2026
Price Cut %
29%
Sep 2026
Sale-to-List Ratio
97.5%
Oct 2025
Mtg Payment as % of Income
19%
Aug 2026
Overvalued %
17%
Aug 2026
Expected Disaster Loss
$92
Dec 2025
What this means
- Valuation. Prices are 17% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 5.9% over the past year (U.S.: +1.2%).
- Supply. There are 94% more homes for sale than the 2017-19 norm and falling (−8% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (91/100; U.S.: 54): homes sell for about 2.5% below their final list price (as of Oct 2025); 29% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 19% of the median household income (U.S.: 35%); it takes about $48k a year to keep the payment at 30% of gross pay. That includes about $2,262 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $92 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. No clear direction: likely −8% to +9% over the next 12 months (63% chance of a rise).
Next 12 months
No clear direction
A rise is somewhat more likely than a fall, but not by enough to call. Likely change: −7.5% to +8.9% (80% range; middle estimate +2.0%), chance of a rise 63%, of a 5%+ drop 16%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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ZIP codes in Logan County, KS
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Oakley, KS 67748 | $164.1K | +3.6% | 98 |
| Oakley, KS 67764 | $131.7K | +4.5% | 6 |
| Monument, KS 67747 | – | – | 13 |