Claiborne County, MS housing market

What this means

• Prices. Home values are down 7.9% over the past year (U.S.: +1.2%), 42% below their 2022-23 peak.
• Supply. Listings are 8% below the 2017-19 norm and rising (+6% vs. a year ago), close to pre-pandemic levels.
• Negotiating. Buyer leverage is high (86/100; U.S.: 54): homes sell for about 3.0% below their final list price (as of Jul 2026); 16% of listings had a price cut (U.S.: 26%).
• Affordability. A mortgage on the typical home takes 26% of the median household income (U.S.: 35%); it takes about $27k a year to keep the payment at 30% of gross pay. That includes about $1,674 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $157 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
• Outlook. No clear direction: likely −9% to +7% over the next 12 months (52% chance of a rise).

Next 12 months

No clear direction

A rise is somewhat more likely than a fall, but not by enough to call. Likely change: −9.3% to +7.1% (80% range; middle estimate +0.2%), chance of a rise 52%, of a 5%+ drop 21%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

ZIP codes in Claiborne County, MS