Sullivan County, MO housing market

What this means

• Prices. Home values are up 5.1% over the past year (U.S.: +1.2%), but still 26% below their 2022-23 peak.
• Supply. Listings are 27% below the 2017-19 norm and falling (−14% vs. a year ago): still a tight market.
• Negotiating. Buyer leverage is moderate (56/100; U.S.: 54): homes sell for about 9.7% below their final list price (as of Jun 2026); 8% of listings had a price cut (U.S.: 26%).
• Affordability. A mortgage on the typical home takes 16% of the median household income (U.S.: 35%); it takes about $29k a year to keep the payment at 30% of gross pay. That includes about $1,514 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $117 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
• Outlook. Leaning up: likely −7% to +10% over the next 12 months (67% chance of a rise).

Next 12 months

Leaning up

Prices are more likely to rise than fall over the next year. Likely change: −6.9% to +9.5% (80% range; middle estimate +2.6%), chance of a rise 67%, of a 5%+ drop 14%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

ZIP codes in Sullivan County, MO