Deuel County, NE housing market
Data through Aug 2026 · Balanced market · leverage 39
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Home Value
$177,123
+7.5% vs. a year ago
Buyer Leverage Score
39
Sep 2026
Months of Supply
1.0 months
Nov 2024
Days on Market
87 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
68.0%
May 2026
Mtg Payment as % of Income
22%
Aug 2026
Overvalued %
34%
Aug 2026
Expected Disaster Loss
$117
Dec 2025
What this means
- Valuation. Prices are 34% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 7.5% over the past year (U.S.: +1.2%).
- Supply. Listings are 19% below the 2017-19 norm and rising (+150% vs. a year ago), still somewhat tight.
- Negotiating. Buyer leverage is moderate (39/100; U.S.: 54): homes sell for about 32.0% below their final list price (as of May 2026); 0% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 22% of the median household income (U.S.: 35%); it takes about $52k a year to keep the payment at 30% of gross pay. That includes about $2,270 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $117 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −6% to +11% over the next 12 months (73% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −5.7% to +10.7% (80% range; middle estimate +3.8%), chance of a rise 73%, of a 5%+ drop 11%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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ZIP codes in Deuel County, NE
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Chappell, NE 69129 | $180.7K | +5.7% | 59 |
| Big Springs, NE 69122 | $198.9K | +8.9% | 83 |