Cobalt, CT 06414 housing market
Data through Sep 2026 · Seller's market · leverage 22
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Buyer Leverage Score
22
Sep 2026
Months of Supply
3.0 months
Feb 2026
Days on Market
47 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
100.0%
Feb 2026
Expected Disaster Loss
$148
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is low (22/100; U.S.: 54): homes typically sell at or above asking (100.0% of list) (as of Feb 2026); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $148 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Lower Connecticut River Valley Planning Region, CT
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Middletown, CT 06457 | $368.3K | +4.7% | 6 |
| Cromwell, CT 06416 | $381.3K | +4.0% | 0 |
| Clinton, CT 06413 | $473K | +5.9% | 21 |
| East Hampton, CT 06424 | $435.6K | +6.0% | 2 |
| Old Saybrook, CT 06475 | $707.8K | +5.0% | 25 |
| Old Lyme, CT 06371 | $705.4K | +11.0% | 10 |
| Portland, CT 06480 | $420.6K | +3.1% | 3 |
| Durham, CT 06422 | $510.6K | +4.3% | 1 |
| Westbrook, CT 06498 | $589K | +4.7% | 12 |
| Killingworth, CT 06419 | $632.2K | +5.8% | 10 |
| Higganum, CT 06441 | $501.3K | +6.3% | 13 |
| East Haddam, CT 06423 | $472.5K | +4.5% | 4 |
| Deep River, CT 06417 | $442.9K | +4.0% | 5 |
| Chester, CT 06412 | $540.6K | +6.3% | 15 |
| East Haddam, CT 06469 | $402.1K | +5.2% | 3 |
| Essex, CT 06426 | $780.3K | +6.6% | 23 |
| Haddam, CT 06438 | $476.7K | +3.9% | 5 |
| Essex, CT 06442 | $551.9K | +2.5% | 27 |
| Middlefield, CT 06455 | $432.4K | +4.4% | 7 |
| Middlefield, CT 06481 | $408.2K | +3.8% | 0 |
| ZIP 06459 | – | – | – |
| Essex, CT 06409 | $507.1K | +2.0% | 26 |
| Middle Haddam, CT 06456 | – | – | 25 |
| ZIP 06376 | – | – | – |
| ZIP 06439 | – | – | 72 |