Carlisle, NY 12031 housing market
Data through Aug 2026 · Seller's market · leverage 5
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Buyer Leverage Score
5
Aug 2026
Months of Supply
3.0 months
Jun 2024
Days on Market
2 days
Aug 2026
Price Cut %
0.0%
Aug 2026
Sale-to-List Ratio
84.8%
Jan 2026
Expected Disaster Loss
$94
Dec 2025
What this means
- Supply. Listings are 33% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is low (5/100; U.S.: 54): homes sell for about 15.2% below their final list price (as of Jan 2026); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $94 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Schoharie County, NY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Cobleskill, NY 12043 | $264K | +6.1% | 46 |
| Schoharie, NY 12157 | $293.5K | +7.1% | 10 |
| Middleburgh, NY 12122 | $240.6K | +7.1% | 38 |
| Stamford, NY 12167 | $246.6K | +5.2% | 92 |
| Richmondville, NY 12149 | $249.9K | +5.8% | 18 |
| Sharon Springs, NY 13459 | $235.7K | +4.1% | 19 |
| Gilboa, NY 12076 | $235.7K | +5.2% | 54 |
| Jefferson, NY 12093 | $266.4K | +8.1% | 88 |
| Howes Cave, NY 12092 | $243.5K | +8.5% | 51 |
| Warnerville, NY 12187 | $280.7K | +7.3% | 2 |
| Sloansville, NY 12160 | $293.9K | +9.6% | 74 |
| Summit, NY 12175 | $248.4K | +8.5% | 93 |
| Central Bridge, NY 12035 | $227.1K | +4.3% | 9 |
| Fultonham, NY 12071 | $224.7K | +8.7% | 28 |
| Charlotteville, NY 12036 | $219.2K | +8.7% | 41 |
| North Blenheim, NY 12131 | – | – | 97 |
| West Fulton, NY 12194 | $239.2K | +6.7% | 4 |