ZIP 12441 housing market

Data through Sep 2026 · Seller's market · leverage 19

Buyer Leverage Score

Sep 2026

Months of Supply

3.2 months

Aug 2026

Days on Market

16 days

Sep 2026

Price Cut %

0.0%

Sep 2026

Sale-to-List Ratio

89.1%

Aug 2026

Expected Disaster Loss

$198

Dec 2025

What this means

Supply. Listings are 57% below the 2017-19 norm and falling (−50% vs. a year ago): still a tight market.
Negotiating. Buyer leverage is low (19/100; U.S.: 54): homes sell for about 10.9% below their final list price; 0% of listings had a price cut (U.S.: 26%).
Disaster risk. FEMA expects about $198 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.

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Area	Home value	1-year change	Buyer leverage
Walton, NY 13856	$215.9K	+6.2%	47
Delhi, NY 13753	$291.5K	+2.8%	58
Sidney, NY 13838	$149.6K	+1.3%	31
Roscoe, NY 12776	$306.3K	+4.0%	66
Hancock, NY 13783	$201.9K	+6.4%	68
Franklin, NY 13775	$264.5K	+4.3%	51
Margaretville, NY 12455	$346.3K	+5.1%	54
Sidney Center, NY 13839	$213.8K	+5.6%	50
East Meredith, NY 13757	$292.7K	+3.9%	41
Andes, NY 13731	$383.9K	+7.2%	67
Hobart, NY 13788	$247.7K	+0.3%	98
Grand Gorge, NY 12434	–	–	90
Hamden, NY 13782	$277K	+7.1%	38
Davenport, NY 13750	$210K	+6.4%	15
Delancey, NY 13752	$302.9K	+3.1%	51
Roxbury, NY 12474	$322.8K	+4.9%	44
Bloomville, NY 13739	$271.8K	+4.5%	86
East Branch, NY 13756	$212.1K	+4.2%	76
Downsville, NY 13755	$198.9K	−0.6%	43
Bovina Center, NY 13740	$410K	+2.8%	42
South Kortright, NY 13842	$285.7K	+3.3%	72
Harpersfield, NY 13786	$255.1K	+5.9%	38
Long Eddy, NY 12760	$297.9K	+3.3%	40
Fishs Eddy, NY 13774	–	–	72
Treadwell, NY 13846	$257.7K	+0.4%	52
Davenport Center, NY 13751	–	–	33
Denver, NY 12421	$357.1K	+3.7%	83
West Davenport, NY 13860	–	–	26
Masonville, NY 13804	$207.5K	+4.2%	23
Halcottsville, NY 12438	–	–	81
Meridale, NY 13806	–	–	91
New Kingston, NY 12459	–	–	26
ZIP 13847	–	–	43