Ruby, NY 12475 housing market

Data through Sep 2026 · Seller's market · leverage 12

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Buyer Leverage Score

Sep 2026

Months of Supply

3.0 months

Mar 2023

Days on Market

55 days

Sep 2026

Price Cut %

0.0%

Sep 2026

Sale-to-List Ratio

96.9%

Apr 2026

Expected Disaster Loss

$120

Dec 2025

What this means

Supply. Listings are 40% below the 2017-19 norm and falling (−50% vs. a year ago): still a tight market.
Negotiating. Buyer leverage is low (12/100; U.S.: 54): homes sell for about 3.1% below their final list price (as of Apr 2026); 0% of listings had a price cut (U.S.: 26%).
Disaster risk. FEMA expects about $120 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.

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Other ZIP codes in Ulster County, NY

Area	Home value	1-year change	Buyer leverage
Kingston, NY 12401	$396.7K	+2.2%	34
New Paltz, NY 12561	$543.7K	+3.5%	20
Saugerities, NY 12477	$416.7K	+1.3%	44
Wallkill, NY 12589	$488.9K	+5.3%	22
Highland, NY 12528	$439.7K	+3.9%	18
Pine Bush, NY 12566	$455.7K	+4.9%	18
Ellenville, NY 12428	$312.3K	+4.3%	59
Marlboro, NY 12542	$471.4K	+2.7%	53
Kerhonkson, NY 12446	$414.9K	+3.7%	67
Woodstock, NY 12498	$658.3K	+0.9%	53
Ulster Park, NY 12487	$451K	+3.9%	12
Accord, NY 12404	$542K	+3.4%	56
Hurley, NY 12443	$454.1K	+4.9%	45
Stone Ridge, NY 12484	$599.5K	+4.1%	11
Milton, NY 12547	$480.1K	+3.8%	30
Napanoch, NY 12458	$300.9K	+6.5%	84
Lake Katrine, NY 12449	$363.8K	+2.7%	47
Gardiner, NY 12525	$561.7K	+4.9%	53
Port Ewen, NY 12466	$386.3K	+3.6%	8
West Hurley, NY 12491	$481.9K	+2.4%	59
High Falls, NY 12440	$515.3K	+3.7%	35
Grahamsville, NY 12740	$299.3K	+0.3%	19
Olivebridge, NY 12461	$555K	+7.4%	41
Clintondale, NY 12515	$457.4K	+1.5%	100
Tillson, NY 12486	$428.9K	+4.0%	12
Shokan, NY 12481	$455.5K	+0.9%	34
Rosendale, NY 12472	$416.1K	+6.3%	24
Cottekill, NY 12419	$526.9K	+6.4%	27
Modena, NY 12548	$462.5K	+2.0%	6
Mount Tremper, NY 12457	$618.9K	+3.9%	25
Phoenicia, NY 12464	$416.1K	+4.2%	44
West Shokan, NY 12494	$493.3K	+7.7%	52
Bearsville, NY 12409	$751.5K	+0.6%	10
ZIP 12417	–	–	74
Glasco, NY 12432	–	–	24
Arkville, NY 12406	$267.8K	+2.4%	71
West Park, NY 12493	$545.5K	+1.9%	20
Boiceville, NY 12412	$438.8K	+6.7%	29
Glenford, NY 12433	$560.1K	+1.3%	14
Claryville, NY 12725	$335.4K	+1.8%	53
Mount Marion, NY 12456	$282.6K	+6.8%	62
Pine Bush, NY 12420	$513.5K	+11.7%	23
Big Indian, NY 12410	$408.9K	+4.9%	99
Bloomington, NY 12411	$418.1K	+2.2%	20
Willow, NY 12495	$650.5K	+3.6%	44
Pine Hill, NY 12465	$416.3K	+3.6%	12
Malden, NY 12453	$441.9K	+4.1%	97
Rifton, NY 12471	–	–	44
Greenfield Park, NY 12435	$393.2K	+3.0%	67
Lake Hill, NY 12448	$615.8K	+1.1%	1
ZIP 12429	–	–	69
Chichester, NY 12416	$417.9K	+4.1%	14
Wawarsing, NY 12489	$308.2K	+5.3%	88
West Camp, NY 12490	–	–	76