ZIP 12939 housing market
Data through Sep 2026 · Balanced market · leverage 37
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Buyer Leverage Score
37
Sep 2026
Months of Supply
3.1 months
Oct 2024
Days on Market
105 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
98.8%
Aug 2025
Expected Disaster Loss
$76
Dec 2025
What this means
- Supply. Listings are 40% below the 2017-19 norm and rising (+100% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is moderate (37/100; U.S.: 54): homes sell for about 1.2% below their final list price (as of Aug 2025); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $76 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Franklin County, NY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Malone, NY 12953 | $149.6K | +5.5% | 64 |
| Saranac Lake, NY 12983 | $354K | +6.2% | 41 |
| Tupper Lake, NY 12986 | $224.1K | +8.9% | 64 |
| Hogansburg, NY 13655 | – | – | 67 |
| North Bangor, NY 12966 | $148.5K | +11.6% | 36 |
| Chateaugay, NY 12920 | $169.8K | +8.1% | 83 |
| Constable, NY 12926 | $154.1K | +10.5% | 39 |
| Brushton, NY 12916 | $143K | +10.3% | 31 |
| Moira, NY 12957 | $127.1K | +8.9% | 53 |
| Fort Covington, NY 12937 | $124.4K | +14.9% | 74 |
| Burke, NY 12917 | $168.5K | +10.7% | 60 |
| Vermontville, NY 12989 | $260.3K | +8.0% | 55 |
| Paul Smiths, NY 12970 | $332.7K | +7.6% | 11 |
| Saint Regis Falls, NY 12980 | $102K | +7.9% | 66 |
| Bloomingdale, NY 12913 | $261.8K | +4.9% | 20 |
| Dickinson Center, NY 12930 | $131.6K | +12.0% | 52 |
| Bombay, NY 12914 | $132.3K | +4.4% | 42 |
| Lake Clear, NY 12945 | $313K | +7.1% | 5 |
| Owls Head, NY 12969 | $168.7K | +7.3% | 44 |
| Rainbow Lake, NY 12976 | $435.1K | +5.6% | 37 |
| ZIP 12915 | – | – | 51 |