ZIP 13814 housing market
Data through Sep 2026 · Balanced market · leverage 41
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Buyer Leverage Score
41
Feb 2025
Days on Market
362 days
Feb 2025
Price Cut %
0.0%
Sep 2026
Expected Disaster Loss
$183
Dec 2025
What this means
- Supply. There are 100% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is moderate (41/100; U.S.: 54) (as of Feb 2025): 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $183 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Chenango County, NY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Norwich, NY 13815 | $159.3K | +3.9% | 28 |
| Greene, NY 13778 | $207.4K | +9.3% | 32 |
| Bainbridge, NY 13733 | $178.9K | +6.8% | 55 |
| Oxford, NY 13830 | $150.7K | +7.2% | 46 |
| Sherburne, NY 13460 | $193.4K | +13.7% | 23 |
| Afton, NY 13730 | $179.3K | +7.9% | 65 |
| McDonough, NY 13801 | $161.1K | +11.0% | 63 |
| Smyrna, NY 13464 | $150.7K | +11.3% | 61 |
| Guilford, NY 13780 | $171.2K | +3.9% | 90 |
| South Otselic, NY 13155 | $130.1K | +11.2% | 76 |
| South Plymouth, NY 13844 | $166.3K | +11.7% | 76 |
| Plymouth, NY 13832 | $166.8K | +9.6% | 5 |
| Pitcher, NY 13136 | $130.7K | +13.3% | 68 |
| Smithville Flats, NY 13841 | $154.9K | +2.4% | 38 |
| North Pitcher, NY 13124 | – | – | 17 |