ZIP 21705 housing market
Data through Aug 2026 · Balanced market
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Months of Supply
3.0 months
Mar 2025
Sale-to-List Ratio
92.1%
Aug 2026
Expected Disaster Loss
$38
Dec 2025
What this means
- Negotiating. Homes sell for about 7.9% below their final list price.
- Disaster risk. FEMA expects about $38 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Frederick County, MD
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Frederick, MD 21702 | $455.3K | −0.8% | 35 |
| Frederick, MD 21701 | $446.4K | −0.9% | 31 |
| Frederick, MD 21703 | $412.1K | −1.1% | 20 |
| Mount Airy, MD 21771 | $633.8K | +0.9% | 10 |
| Frederick, MD 21704 | $648.6K | −0.2% | 25 |
| New Market, MD 21774 | $597.6K | −0.4% | 11 |
| Middletown, MD 21769 | $564.4K | +0.6% | 13 |
| Thurmont, MD 21788 | $395.5K | +1.0% | 14 |
| Walkersville, MD 21793 | $466K | +0.5% | 10 |
| Monrovia, MD 21770 | $660.5K | +0.6% | 28 |
| Ijamsville, MD 21754 | $688.8K | +0.8% | 17 |
| Brunswick, MD 21716 | $415K | −1.1% | 20 |
| Emmitsburg, MD 21727 | $373.2K | +2.4% | 18 |
| Jefferson, MD 21755 | $568.2K | +0.3% | 15 |
| Myersville, MD 21773 | $551.2K | +0.9% | 15 |
| Union Bridge, MD 21791 | $446.8K | +1.0% | 23 |
| Adamstown, MD 21710 | $658.4K | 0.0% | 41 |
| Knoxville, MD 21758 | $460.9K | +1.0% | 29 |
| Woodsboro, MD 21798 | $506.6K | +0.4% | 2 |
| Point of Rocks, MD 21777 | $518.4K | +0.1% | 7 |
| Sabillasville, MD 21780 | $408K | +2.9% | 47 |
| Rocky Ridge, MD 21778 | $441.9K | +1.3% | 39 |
| Buckeystown, MD 21717 | – | – | 99 |
| Tuscarora, MD 21790 | – | – | 13 |
| Union Bridge, MD 21762 | $326.6K | −1.0% | 1 |
| Burkittsville, MD 21718 | – | – | 88 |
| Braddock Heights, MD 21714 | – | – | 13 |