ZIP 28589 housing market
Data through Jan 2026 · Balanced market
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Months of Supply
1.5 months
Apr 2023
Sale-to-List Ratio
95.9%
Aug 2025
Expected Disaster Loss
$672
Dec 2025
What this means
- Negotiating. Homes sell for about 4.1% below their final list price (as of Aug 2025).
- Disaster risk. FEMA expects about $672 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from hurricanes. Check insurance costs before buying.
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Other ZIP codes in Carteret County, NC
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Newport, NC 28570 | $345.3K | +2.4% | 45 |
| Morehead City, NC 28557 | $418.1K | +1.6% | 69 |
| Peletier, NC 28584 | $401.4K | +1.4% | 67 |
| Beaufort, NC 28516 | $420K | +4.1% | 52 |
| Emerald Isle, NC 28594 | $764.3K | +4.8% | 89 |
| Harkers Island, NC 28512 | $607.8K | +3.0% | 84 |
| Harkers Island, NC 28531 | $407.8K | +7.6% | 59 |
| Atlantic, NC 28511 | $233.7K | −0.3% | 78 |
| Marshallberg, NC 28553 | $277.7K | +3.2% | 19 |
| Gloucester, NC 28528 | $348.6K | +2.4% | 0 |
| Smyrna, NC 28579 | $292.7K | +3.4% | 50 |
| Sealevel, NC 28577 | $185.9K | −0.4% | 96 |
| Davis, NC 28524 | $231.2K | +3.6% | 25 |
| Salter Path, NC 28575 | – | – | 46 |
| Stacy, NC 28581 | $251.2K | +5.4% | 20 |
| Cedar Island, NC 28520 | $289.5K | +7.0% | 83 |