Matthews, GA 30818 housing market
Data through Aug 2026 · Balanced market · leverage 27
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Home Value
$178,029
+6.5% vs. a year ago
Buyer Leverage Score
27
Sep 2026
Months of Supply
6.1 months
Sep 2023
Days on Market
31 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
95.2%
Feb 2026
Mtg Payment as % of Income
25%
Aug 2026
Expected Disaster Loss
$88
Dec 2025
What this means
- Prices. Home values are up 6.5% over the past year (U.S.: +1.2%).
- Supply. There are 100% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is low (27/100; U.S.: 54): homes sell for about 4.8% below their final list price (as of Feb 2026); 0% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 25% of the median household income (U.S.: 35%); it takes about $45k a year to keep the payment at 30% of gross pay. That includes about $1,470 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $88 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −5% to +11% over the next 12 months (74% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −5.4% to +10.9% (80% range; middle estimate +3.9%), chance of a rise 74%, of a 5%+ drop 10%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Jefferson County, GA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Louisville, GA 30434 | $114.7K | −4.4% | 100 |
| Wrens, GA 30833 | $127.3K | −7.1% | 47 |
| Wadley, GA 30477 | $74.8K | −2.8% | 85 |
| Stapleton, GA 30823 | $151.3K | +0.4% | 67 |
| Davisboro, GA 30413 | $146K | +2.5% | 97 |
| Avera, GA 30803 | $152.1K | +1.6% | 55 |