Fitzgerald, GA 31544 housing market
Data through Aug 2026 · Buyer's market · leverage 69
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Home Value
$134,063
+11.0% vs. a year ago
Buyer Leverage Score
69
Sep 2026
Months of Supply
12.3 months
May 2026
Days on Market
142 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
77.0%
May 2026
Mtg Payment as % of Income
18%
Aug 2026
Expected Disaster Loss
$147
Dec 2025
What this means
- Prices. Home values are up 11.0% over the past year (U.S.: +1.2%).
- Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (69/100; U.S.: 54): homes sell for about 23.0% below their final list price (as of May 2026); 0% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 18% of the median household income (U.S.: 35%); it takes about $36k a year to keep the payment at 30% of gross pay. That includes about $1,640 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $147 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −5% to +12% over the next 12 months (77% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −4.5% to +11.8% (80% range; middle estimate +4.8%), chance of a rise 77%, of a 5%+ drop 9%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Telfair County, GA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Mc Rae, GA 31055 | $117.4K | +0.6% | 36 |
| Helena, GA 31037 | $115.9K | −0.4% | 43 |
| Milan, GA 31060 | $139.6K | +11.8% | 45 |
| Lumber City, GA 31549 | $105.9K | +3.3% | 54 |
| ZIP 31083 | – | – | 41 |