ZIP 32157 housing market
Data through Aug 2026 · Balanced market
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Months of Supply
3.1 months
May 2023
Sale-to-List Ratio
87.3%
Aug 2026
Expected Disaster Loss
$256
Dec 2025
What this means
- Negotiating. Homes sell for about 12.7% below their final list price.
- Disaster risk. FEMA expects about $256 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Putnam County, FL
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Palatka, FL 32177 | $209.6K | +1.0% | 95 |
| Interlachen, FL 32148 | $169.6K | +2.9% | 99 |
| Crescent City, FL 32112 | $208.1K | −2.6% | 67 |
| Melrose, FL 32666 | $313.5K | +2.6% | 100 |
| Satsuma, FL 32189 | $202.9K | −2.6% | 98 |
| East Palatka, FL 32131 | $268K | +1.2% | 70 |
| Pomona Park, FL 32181 | $222.2K | +2.2% | 96 |
| Florahome, FL 32140 | $212.9K | +2.0% | 60 |
| ZIP 32147 | – | – | 22 |
| Pomona Park, FL 32193 | $263.5K | −3.1% | 99 |
| San Mateo, FL 32187 | $246.2K | +2.6% | 85 |
| Georgetown, FL 32139 | $225.6K | +2.4% | 99 |