ZIP 32542 housing market
Data through Jul 2026 · Seller's market
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Months of Supply
3.1 months
Aug 2018
Sale-to-List Ratio
100.0%
Jul 2026
Expected Disaster Loss
$251
Dec 2025
What this means
- Negotiating. Homes typically sell at or above asking (100.0% of list).
- Disaster risk. FEMA expects about $251 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from hurricanes. Check insurance costs before buying.
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Other ZIP codes in Okaloosa County, FL
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Fort Walton Beach, FL 32547 | $314.2K | +0.9% | 75 |
| Niceville, FL 32578 | $435.1K | +0.7% | 54 |
| Crestview, FL 32539 | $282.1K | 0.0% | 76 |
| Crestview, FL 32536 | $294K | +0.4% | 58 |
| Fort Walton Beach, FL 32548 | $336.6K | +1.4% | 98 |
| Destin, FL 32541 | $614.5K | +1.4% | 98 |
| Mary Esther, FL 32569 | $318.6K | −0.3% | 81 |
| Shalimar, FL 32579 | $385.6K | +1.6% | 71 |
| Baker, FL 32531 | $325.3K | +4.1% | 15 |
| Paxton, FL 32567 | $295.8K | +3.0% | 23 |
| Eglin AFB, FL 32580 | $328.8K | +0.2% | 91 |
| ZIP 32544 | – | – | – |