ZIP 37316 housing market
Data through Jan 2026 · Balanced market
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Months of Supply
3.0 months
Apr 2023
Sale-to-List Ratio
89.5%
Sep 2023
Expected Disaster Loss
$154
Dec 2025
What this means
- Negotiating. Homes sell for about 10.5% below their final list price (as of Sep 2023).
- Disaster risk. FEMA expects about $154 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Polk County, TN
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Benton, TN 37307 | $269.1K | +7.4% | 95 |
| Oldfort, TN 37362 | $260.3K | +9.0% | 84 |
| Turtletown, TN 37317 | $213K | +5.5% | 55 |
| Ocoee, TN 37361 | $318.7K | +8.5% | 96 |
| Delano, TN 37325 | $276.6K | +10.1% | 87 |
| Turtletown, TN 37391 | $221.5K | +3.0% | 27 |
| Reliance, TN 37369 | $226.9K | +11.4% | 100 |
| Farner, TN 37333 | $145.5K | +9.4% | 40 |
| ZIP 37326 | – | – | 7 |