ZIP 37450 housing market
Data through Jan 2026 · Balanced market
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Months of Supply
3.0 months
Apr 2020
Sale-to-List Ratio
86.6%
Nov 2025
Expected Disaster Loss
$177
Dec 2025
What this means
- Negotiating. Homes sell for about 13.4% below their final list price (as of Nov 2025).
- Disaster risk. FEMA expects about $177 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Hamilton County, TN
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Chattanooga, TN 37421 | $361.5K | −1.2% | 78 |
| Hixson, TN 37343 | $365.5K | +0.3% | 54 |
| Ooltewah, TN 37363 | $440.5K | −1.0% | 71 |
| Soddy-Daisy, TN 37379 | $359.2K | −0.4% | 52 |
| Red Bank, TN 37415 | $330.8K | −1.3% | 55 |
| East Ridge, TN 37412 | $256.6K | −2.5% | 83 |
| Chattanooga, TN 37411 | $234K | −3.1% | 89 |
| Signal Mountain, TN 37377 | $640.3K | +1.8% | 34 |
| Harrison, TN 37341 | $338.4K | −1.1% | 84 |
| Chattanooga, TN 37404 | $257.1K | −0.6% | 78 |
| Chattanooga, TN 37416 | $290.9K | −1.3% | 66 |
| Chattanooga, TN 37406 | $183.8K | −1.1% | 88 |
| Chattanooga, TN 37407 | $127.7K | −4.9% | 67 |
| Chattanooga, TN 37403 | $384.6K | −2.7% | 99 |
| Apison, TN 37302 | $527.8K | −1.0% | 70 |
| Georgetown, TN 37336 | $381.5K | +3.0% | 82 |
| Chattanooga, TN 37410 | $160.2K | −4.3% | 65 |
| Chattanooga, TN 37402 | $442.8K | −3.2% | 84 |
| Chattanooga, TN 37408 | $403.4K | −3.2% | 99 |
| Chattanooga, TN 37409 | $384.5K | −1.4% | 79 |
| Sale Creek, TN 37373 | $311.7K | +0.5% | 27 |
| Birchwood, TN 37308 | $351.5K | +0.8% | 69 |
| Lookout Mountain, TN 37350 | $1.1M | +6.2% | 16 |
| ZIP 37315 | – | – | 32 |
| Chattanooga, TN 37351 | $234.9K | −3.1% | 73 |