ZIP 38077 housing market
Data through Jan 2026
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Expected Disaster Loss
$336
Dec 2025
What this means
- Disaster risk. FEMA expects about $336 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from earthquakes. Earthquakes aren't covered by standard homeowners insurance.
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Other ZIP codes in Lake County, TN
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Tiptonville, TN 38079 | $115.6K | +4.9% | 99 |
| Ridgely, TN 38080 | $115.6K | −2.7% | 90 |