Oneida, KY 40972 housing market
Data through Sep 2026 · Balanced market · leverage 48
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Buyer Leverage Score
48
Sep 2026
Months of Supply
1.1 months
Aug 2026
Days on Market
104 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
93.7%
Aug 2026
Expected Disaster Loss
$520
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm and falling (−80% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is moderate (48/100; U.S.: 54): homes sell for about 6.3% below their final list price; 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $520 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Clay County, KY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Manchester, KY 40962 | $116.3K | −10.5% | 98 |
| Big Creek, KY 40914 | – | – | 13 |
| ZIP 40941 | – | – | – |