ZIP 41181 housing market
Data through Jan 2026
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Expected Disaster Loss
$314
Dec 2025
What this means
- Disaster risk. FEMA expects about $314 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Carter County, KY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Grayson, KY 41143 | $173.1K | −4.2% | 46 |
| Olive Hill, KY 41164 | $141.2K | −6.7% | 52 |
| Hitchins, KY 41146 | – | – | 16 |
| Denton, KY 41132 | – | – | 70 |
| ZIP 41142 | – | – | 14 |