ZIP 41351 housing market
Data through Jan 2026
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Expected Disaster Loss
$366
Dec 2025
What this means
- Disaster risk. FEMA expects about $366 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Owsley County, KY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Booneville, KY 41314 | $115K | −7.5% | 97 |
| Sextons Creek, KY 40983 | – | – | – |
| Ricetown, KY 41364 | – | – | – |
| Vincent, KY 41386 | – | – | 52 |