Elkfork, KY 41421 housing market
Data through Jun 2026 · Balanced market · leverage 14
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Buyer Leverage Score
14
Apr 2018
Days on Market
180 days
Nov 2023
Price Cut %
0.0%
Nov 2023
Sale-to-List Ratio
98.6%
Jun 2026
Expected Disaster Loss
$239
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is low (14/100; U.S.: 54) (as of Apr 2018): homes sell for about 1.4% below their final list price; 0% of listings had a price cut (U.S.: 26%) (as of Nov 2023).
- Disaster risk. FEMA expects about $239 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Morgan County, KY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| West Liberty, KY 41472 | $131.7K | −11.6% | 55 |
| Ezel, KY 41425 | $142.4K | −5.7% | 29 |
| Hazel Green, KY 41332 | – | – | 29 |
| Hazel Green, KY 41352 | $144.5K | −8.8% | 38 |
| Cannel City, KY 41408 | – | – | 4 |