Gunlock, KY 41632 housing market
Data through Sep 2026 · Balanced market · leverage 14
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Buyer Leverage Score
14
Jul 2025
Months of Supply
3.1 months
Oct 2023
Days on Market
71 days
Sep 2026
Price Cut %
0.0%
Feb 2026
Sale-to-List Ratio
102.7%
May 2026
Expected Disaster Loss
$340
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm and falling (−100% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is low (14/100; U.S.: 54) (as of Jul 2025): homes typically sell at or above asking (102.7% of list) (as of May 2026); 0% of listings had a price cut (U.S.: 26%) (as of Feb 2026).
- Disaster risk. FEMA expects about $340 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Magoffin County, KY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Salyersville, KY 41465 | $119K | −20.6% | 97 |
| Royalton, KY 41464 | – | – | 35 |