Mousie, KY 41817 housing market

What this means

• Valuation. Prices are roughly in line with local incomes (+0% vs. this area's pre-2020 price-to-income norm).
• Prices. Home values are down 26.0% over the past year (U.S.: +1.2%), 29% below their 2022-23 peak.
• Negotiating. Buyer leverage is moderate (38/100; U.S.: 54) (as of Jan 2022): homes sell for about 5.7% below their final list price (as of Jul 2025); 0% of listings had a price cut (U.S.: 26%).
• Affordability. A mortgage on the typical home takes 10% of the median household income (U.S.: 35%); it takes about $17k a year to keep the payment at 30% of gross pay. That includes about $1,261 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $391 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
• Outlook. No clear direction: likely −9% to +8% over the next 12 months (56% chance of a rise).

Next 12 months

No clear direction

A rise is somewhat more likely than a fall, but not by enough to call. Likely change: −8.5% to +7.8% (80% range; middle estimate +0.7%), chance of a rise 56%, of a 5%+ drop 19%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

Other ZIP codes in Knott County, KY