ZIP 42356 housing market
Data through Jan 2026
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Expected Disaster Loss
$273
Dec 2025
What this means
- Disaster risk. FEMA expects about $273 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Daviess County, KY
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Owensboro, KY 42301 | $210.5K | +4.6% | 38 |
| Owensboro, KY 42303 | $218.9K | +3.7% | 33 |
| Utica, KY 42376 | $246.5K | +0.4% | 51 |
| Philpot, KY 42366 | $280.4K | +2.3% | 59 |
| Maceo, KY 42355 | $188.9K | −5.2% | 16 |