ZIP 45423 housing market
Data through Jan 2026
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Expected Disaster Loss
$118
Dec 2025
What this means
- Disaster risk. FEMA expects about $118 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Montgomery County, OH
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Huber Heights, OH 45424 | $227.5K | +3.1% | 31 |
| Centerville, OH 45458 | $426.3K | +2.0% | 22 |
| Miamisburg, OH 45342 | $264.1K | +3.6% | 35 |
| Dayton, OH 45459 | $337.1K | +2.3% | 23 |
| Dayton, OH 45417 | $76K | +3.0% | 84 |
| Kettering, OH 45429 | $276.9K | +2.4% | 20 |
| Kettering, OH 45420 | $171.3K | +2.9% | 21 |
| Dayton, OH 45414 | $188K | +3.5% | 17 |
| Englewood, OH 45322 | $229.5K | +3.7% | 26 |
| Dayton, OH 45406 | $95.4K | +1.4% | 86 |
| West Carrollton, OH 45449 | $193.3K | +5.4% | 46 |
| Dayton, OH 45405 | $93.3K | −8.3% | 92 |
| Oakwood, OH 45419 | $282.1K | +1.5% | 38 |
| Oakwood, OH 45409 | $253.3K | +1.5% | 39 |
| Vandalia, OH 45377 | $247.4K | +3.7% | 44 |
| Dayton, OH 45410 | $132.6K | +0.6% | 59 |
| Trotwood, OH 45426 | $172.8K | +8.7% | 33 |
| Dayton, OH 45403 | $104.9K | +1.4% | 72 |
| Clayton, OH 45415 | $233.2K | +4.2% | 49 |
| Moraine, OH 45439 | $173.4K | +3.9% | 21 |
| Brookville, OH 45309 | $276.8K | +4.4% | 48 |
| Dayton, OH 45404 | $105.8K | −1.9% | 55 |
| Dayton, OH 45402 | $79K | −8.8% | 98 |
| Germantown, OH 45327 | $272.7K | +4.1% | 27 |
| New Lebanon, OH 45345 | $195.7K | +4.6% | 10 |
| Trotwood, OH 45416 | $95.8K | −0.9% | 47 |
| Clayton, OH 45315 | $291.2K | +3.8% | 22 |
| Farmersville, OH 45325 | $303.1K | +5.3% | 15 |
| Phillipsburg, OH 45354 | $165.6K | +5.1% | 16 |
| ZIP 45428 | – | – | – |
| ZIP 45469 | – | – | – |