ZIP 45435 housing market
Data through Aug 2026 · Balanced market
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Months of Supply
2.2 months
Aug 2026
Sale-to-List Ratio
97.6%
Aug 2026
Expected Disaster Loss
$39
Dec 2025
What this means
- Negotiating. Homes sell for about 2.4% below their final list price.
- Disaster risk. FEMA expects about $39 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Greene County, OH
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Fairborn, OH 45324 | $209.4K | +4.6% | 32 |
| Xenia, OH 45385 | $258.7K | +5.1% | 37 |
| Beavercreek, OH 45431 | $255.9K | +4.2% | 33 |
| Kettering, OH 45440 | $321.2K | +2.1% | 52 |
| Beavercreek, OH 45432 | $226.7K | +3.7% | 26 |
| Beavercreek, OH 45434 | $385.9K | +2.0% | 21 |
| Bellbrook, OH 45305 | $388.7K | +2.3% | 17 |
| Beavercreek, OH 45430 | $315.5K | +1.7% | 31 |
| Jamestown, OH 45335 | $275.5K | +5.2% | 46 |
| Cedarville, OH 45314 | $332.5K | +6.4% | 16 |
| Yellow Springs, OH 45387 | $379.7K | +2.7% | 38 |
| Spring Valley, OH 45370 | $487.7K | +6.8% | 17 |
| Wilberforce, OH 45384 | – | – | 65 |
| ZIP 45433 | – | – | – |
| Alpha, OH 45301 | – | – | 15 |
| Bowersville, OH 45307 | $135.1K | −1.6% | 5 |