Lafayette, OH 45854 housing market
Data through Sep 2026 · Balanced market · leverage 64
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Buyer Leverage Score
64
Sep 2026
Months of Supply
1.5 months
May 2026
Days on Market
96 days
Sep 2026
Price Cut %
0.0%
Jul 2026
Sale-to-List Ratio
84.8%
Aug 2026
Expected Disaster Loss
$119
Dec 2025
What this means
- Supply. Listings are 100% below the 2017-19 norm and falling (−50% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is moderate (64/100; U.S.: 54): homes sell for about 15.2% below their final list price; 0% of listings had a price cut (U.S.: 26%) (as of Jul 2026).
- Disaster risk. FEMA expects about $119 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Allen County, OH
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Lima, OH 45805 | $195.7K | +5.7% | 44 |
| Lima, OH 45801 | $143K | +0.6% | 18 |
| Lima, OH 45804 | $79.3K | −1.0% | 48 |
| Delphos, OH 45807 | $259.9K | +6.2% | 69 |
| Fort Shawnee, OH 45806 | $239.1K | +5.8% | 11 |
| Delphos, OH 45833 | $202.5K | +5.1% | 22 |
| Bluffton, OH 45817 | $275.6K | +5.2% | 18 |
| Spencerville, OH 45887 | $203.7K | +7.7% | 29 |
| Harrod, OH 45850 | $245.8K | +7.2% | 24 |
| Cairo, OH 45820 | $142.5K | +2.3% | 15 |
| Beaverdam, OH 45808 | $122.7K | −0.5% | 26 |
| Gomer, OH 45809 | – | – | 66 |