Goldsmith, IN 46045 housing market
Data through May 2026 · Balanced market · leverage 71
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Buyer Leverage Score
71
May 2026
Days on Market
177 days
May 2026
Price Cut %
0.0%
May 2026
Sale-to-List Ratio
100.1%
Nov 2022
Expected Disaster Loss
$122
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (71/100; U.S.: 54): homes typically sell at or above asking (100.1% of list) (as of Nov 2022); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $122 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Tipton County, IN
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Tipton, IN 46072 | $247K | +3.7% | 20 |
| Sharpsville, IN 46068 | $269.3K | +4.3% | 46 |
| Windfall, IN 46076 | $206.3K | +3.9% | 73 |
| Kempton, IN 46049 | $214.7K | +6.2% | 61 |
| ZIP 46047 | – | – | – |