Homer, IN 46146 housing market
Data through Sep 2026 · Seller's market · leverage 74
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Buyer Leverage Score
74
Jul 2026
Months of Supply
3.1 months
Jan 2025
Days on Market
28 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
100.0%
Jan 2026
Expected Disaster Loss
$118
Dec 2025
What this means
- Supply. There are 100% more homes for sale than the 2017-19 norm and falling (−100% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (74/100; U.S.: 54) (as of Jul 2026): homes typically sell at or above asking (100.0% of list) (as of Jan 2026); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $118 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Rush County, IN
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Rushville, IN 46173 | $210.3K | +2.1% | 83 |
| Carthage, IN 46115 | $243.8K | +4.3% | 25 |
| Arlington, IN 46104 | $246.5K | +3.4% | 61 |
| Glenwood, IN 46133 | $203.4K | +4.8% | 16 |
| Milroy, IN 46156 | $235K | +4.2% | 87 |
| Manilla, IN 46150 | $241.5K | +4.0% | 7 |
| Falmouth, IN 46127 | $259.7K | +6.1% | 37 |
| Mays, IN 46155 | – | – | 71 |