Saginaw, MI 48724 housing market
Data through Sep 2026 · Seller's market · leverage 15
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Buyer Leverage Score
15
Sep 2026
Months of Supply
3.2 months
Aug 2026
Days on Market
64 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
100.0%
Aug 2026
Expected Disaster Loss
$198
Dec 2025
What this means
- Supply. Listings are 33% below the 2017-19 norm and falling (−50% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is low (15/100; U.S.: 54): homes sell for about 0.0% below their final list price; 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $198 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Saginaw County, MI
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Saginaw, MI 48601 | $61.6K | +1.4% | 81 |
| Saginaw, MI 48603 | $232.7K | +4.5% | 23 |
| Saginaw, MI 48602 | $86.4K | +3.3% | 76 |
| Freeland, MI 48623 | $303.2K | +6.8% | 29 |
| Saginaw, MI 48638 | $204K | +5.3% | 18 |
| Saginaw, MI 48609 | $219.5K | +3.5% | 26 |
| Saginaw, MI 48604 | $144.9K | +4.7% | 56 |
| Birch Run, MI 48415 | $242.5K | +3.6% | 50 |
| Frankenmuth, MI 48734 | $326K | +2.4% | 69 |
| Chesaning, MI 48616 | $218.3K | +6.8% | 38 |
| Hemlock, MI 48626 | $254.6K | +4.6% | 22 |
| Saint Charles, MI 48655 | $207.3K | +4.8% | 25 |
| Bridgeport, MI 48722 | $180.5K | +3.9% | 32 |
| Merrill, MI 48637 | $207.1K | +5.9% | 43 |
| Burt, MI 48417 | $211.4K | +4.4% | 33 |
| Oakley, MI 48649 | $197.6K | +7.2% | 38 |
| Saginaw, MI 48607 | $41K | +4.6% | 62 |
| Brant, MI 48614 | $219.4K | +7.4% | 20 |