Brayton, IA 50042 housing market

What this means

• Prices. Home values are up 11.6% over the past year (U.S.: +1.2%).
• Supply. Listings are 33% below the 2017-19 norm and falling (−50% vs. a year ago): still a tight market.
• Negotiating. Buyer leverage is moderate (60/100; U.S.: 54) (as of Jun 2026): homes sell for about 8.3% below their final list price; 0% of listings had a price cut (U.S.: 26%) (as of Jun 2026).
• Affordability. A mortgage on the typical home takes 15% of the median household income (U.S.: 35%); it takes about $47k a year to keep the payment at 30% of gross pay. That includes about $1,809 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $153 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
• Outlook. Leaning up: likely −2% to +14% over the next 12 months (85% chance of a rise).

Next 12 months

Leaning up

Prices are more likely to rise than fall over the next year. Likely change: −2.2% to +14.1% (80% range; middle estimate +7.0%), chance of a rise 85%, of a 5%+ drop 5%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

Other ZIP codes in Audubon County, IA