Garden City, IA 50102 housing market
Data through Sep 2026 · Buyer's market · leverage 13
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Buyer Leverage Score
13
Jun 2026
Days on Market
82 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
91.8%
Mar 2026
Expected Disaster Loss
$173
Dec 2025
What this means
- Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is low (13/100; U.S.: 54) (as of Jun 2026): homes sell for about 8.2% below their final list price (as of Mar 2026); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $173 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Hardin County, IA
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Iowa Falls, IA 50126 | $160.9K | +1.9% | 72 |
| Eldora, IA 50627 | $132.9K | −0.8% | 77 |
| Alden, IA 50006 | $159.2K | +4.7% | 6 |
| Hubbard, IA 50122 | $170K | +1.1% | 46 |
| Radcliffe, IA 50230 | $206K | +4.7% | 13 |
| Union, IA 50258 | $204K | +7.0% | 20 |
| Steamboat Rock, IA 50672 | $194.6K | +5.8% | 79 |
| New Providence, IA 50206 | $180.2K | +1.7% | 19 |
| Whitten, IA 50269 | – | – | 66 |