Lynd, MN 56157 housing market
Data through Aug 2026 · Balanced market · leverage 44
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Home Value
$284,563
+15.1% vs. a year ago
Buyer Leverage Score
44
Sep 2026
Months of Supply
6.1 months
Jul 2026
Days on Market
188 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
100.0%
Jul 2026
Mtg Payment as % of Income
24%
Aug 2026
Expected Disaster Loss
$221
Dec 2025
What this means
- Prices. Home values are up 15.1% over the past year (U.S.: +1.2%).
- Supply. Listings are 33% below the 2017-19 norm and rising (+100% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is moderate (44/100; U.S.: 54): homes typically sell at or above asking (100.0% of list) (as of Jul 2026); 0% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 24% of the median household income (U.S.: 35%); it takes about $73k a year to keep the payment at 30% of gross pay. That includes about $1,809 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $221 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −4% to +13% over the next 12 months (81% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −3.5% to +12.8% (80% range; middle estimate +5.8%), chance of a rise 81%, of a 5%+ drop 7%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Lyon County, MN
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Marshall, MN 56258 | $240.5K | +6.4% | 7 |
| Tracy, MN 56175 | $165.3K | +9.1% | 98 |
| Minneota, MN 56264 | $197.6K | +11.2% | 14 |
| Cottonwood, MN 56229 | $250.4K | +8.4% | 1 |
| Marshall, MN 56115 | $217.4K | +13.0% | 17 |
| Russell, MN 56169 | – | – | 25 |
| Ghent, MN 56239 | – | – | 23 |
| Garvin, MN 56132 | $318.8K | +12.3% | 79 |