Chokio, MN 56221 housing market
Data through Sep 2026 · Balanced market · leverage 48
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Buyer Leverage Score
48
Sep 2026
Months of Supply
3.1 months
Jul 2026
Days on Market
109 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
94.9%
Jul 2026
Expected Disaster Loss
$90
Dec 2025
What this means
- Supply. Listings are 33% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is moderate (48/100; U.S.: 54): homes sell for about 5.1% below their final list price (as of Jul 2026); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $90 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Stevens County, MN
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Morris, MN 56267 | $223.8K | +6.5% | 12 |
| Hancock, MN 56244 | $227.5K | +6.6% | 12 |
| Donnelly, MN 56235 | – | – | 25 |
| Alberta, MN 56207 | – | – | 9 |