Stephen, MN 56757 housing market
Data through Sep 2026 · Balanced market · leverage 59
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Buyer Leverage Score
59
Sep 2026
Months of Supply
9.6 months
Aug 2026
Days on Market
47 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
90.1%
Apr 2026
Expected Disaster Loss
$188
Dec 2025
What this means
- Supply. There are 50% more homes for sale than the 2017-19 norm and rising (+200% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is moderate (59/100; U.S.: 54): homes sell for about 9.9% below their final list price (as of Apr 2026); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $188 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
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Other ZIP codes in Marshall County, MN
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Strandquist, MN 56738 | – | – | 95 |
| Middle River, MN 56737 | – | – | 55 |
| Argyle, MN 56713 | – | – | 98 |
| Oslo, MN 56744 | $174.8K | +6.7% | 91 |
| Viking, MN 56760 | – | – | 23 |
| Alvarado, MN 56710 | – | – | 0 |
| Strandquist, MN 56758 | – | – | 85 |
| Gatzke, MN 56724 | – | – | 38 |