Winslow, IL 61089 housing market
Data through Aug 2026 · Seller's market · leverage 3
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Home Value
$194,869
+11.5% vs. a year ago
Buyer Leverage Score
3
Sep 2026
Months of Supply
3.1 months
Jul 2026
Days on Market
24 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
99.0%
Jul 2026
Mtg Payment as % of Income
27%
Aug 2026
Expected Disaster Loss
$89
Dec 2025
What this means
- Prices. Home values are up 11.5% over the past year (U.S.: +1.2%).
- Supply. Listings are 80% below the 2017-19 norm and falling (−50% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is low (3/100; U.S.: 54): homes sell for about 1.0% below their final list price (as of Jul 2026); 0% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 27% of the median household income (U.S.: 35%); it takes about $59k a year to keep the payment at 30% of gross pay. That includes about $1,387 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $89 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −5% to +12% over the next 12 months (77% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −4.6% to +11.8% (80% range; middle estimate +4.7%), chance of a rise 77%, of a 5%+ drop 9%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Stephenson County, IL
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Freeport, IL 61032 | $130.9K | +6.3% | 37 |
| Lena, IL 61048 | $214.7K | +10.3% | 26 |
| Davis, IL 61019 | $272.7K | +6.2% | 37 |
| Pearl City, IL 61062 | $221.3K | +9.8% | 24 |
| Orangeville, IL 61060 | $214.3K | +11.8% | 40 |
| Rock City, IL 61070 | $227.7K | +9.8% | 5 |
| Dakota, IL 61018 | – | – | 10 |
| German Valley, IL 61039 | $223.1K | +13.7% | 98 |
| Cedarville, IL 61013 | – | – | 47 |
| Ridott, IL 61067 | – | – | 3 |
| Kent, IL 61044 | – | – | 13 |
| Mc Connell, IL 61050 | – | – | 55 |
| ZIP 61027 | – | – | – |