Ridgway, IL 62979 housing market
Data through Sep 2026 · Balanced market · leverage 33
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Buyer Leverage Score
33
Sep 2026
Months of Supply
1.5 months
Oct 2025
Days on Market
182 days
Sep 2026
Price Cut %
0.0%
Sep 2026
Sale-to-List Ratio
97.0%
Oct 2025
Expected Disaster Loss
$275
Dec 2025
What this means
- Supply. Listings are 63% below the 2017-19 norm: still a tight market.
- Negotiating. Buyer leverage is low (33/100; U.S.: 54): homes sell for about 3.0% below their final list price (as of Oct 2025); 0% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $275 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Gallatin County, IL
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Elizabethtown, IL 62984 | – | – | 22 |
| Omaha, IL 62871 | – | – | 25 |
| Equality, IL 62934 | – | – | 50 |
| Junction, IL 62954 | – | – | 22 |