Naylor, MO 63953 housing market
Data through Sep 2026 · Buyer's market · leverage 98
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Buyer Leverage Score
98
Sep 2026
Months of Supply
12.1 months
Jun 2026
Days on Market
83 days
Sep 2026
Price Cut %
22%
Sep 2026
Sale-to-List Ratio
84.5%
Jun 2026
Expected Disaster Loss
$271
Dec 2025
What this means
- Supply. There are 50% more homes for sale than the 2017-19 norm and rising (+14% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (98/100; U.S.: 54): homes sell for about 15.5% below their final list price (as of Jun 2026); 22% of listings had a price cut (U.S.: 26%).
- Disaster risk. FEMA expects about $271 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
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Other ZIP codes in Ripley County, MO
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Doniphan, MO 63935 | $156.6K | +6.0% | 82 |
| Fairdealing, MO 63939 | $189.9K | +18.5% | 84 |
| Gatewood, MO 63942 | – | – | 58 |
| Oxly, MO 63955 | – | – | 69 |