Westmoreland, KS 66521 housing market

What this means

• Valuation. Prices are 120% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
• Prices. Home values are up 13.1% over the past year (U.S.: +1.2%).
• Supply. Listings are 14% below the 2017-19 norm and rising (+200% vs. a year ago), still somewhat tight.
• Negotiating. Buyer leverage is high (93/100; U.S.: 54): homes sell for about 1.5% below their final list price (as of Jul 2026); 100% of listings had a price cut (U.S.: 26%).
• Affordability. A mortgage on the typical home takes 29% of the median household income (U.S.: 35%); it takes about $59k a year to keep the payment at 30% of gross pay. That includes about $2,127 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $164 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
• Outlook. Leaning up: likely −4% to +12% over the next 12 months (80% chance of a rise).

Next 12 months

Leaning up

Prices are more likely to rise than fall over the next year. Likely change: −3.9% to +12.4% (80% range; middle estimate +5.3%), chance of a rise 80%, of a 5%+ drop 7%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

Other ZIP codes in Pottawatomie County, KS