Sabetha, KS 66534 housing market

What this means

• Valuation. Prices are 53% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
• Prices. Home values are up 11.4% over the past year (U.S.: +1.2%).
• Supply. There are 6% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
• Negotiating. Buyer leverage is high (97/100; U.S.: 54): homes sell for about 10.2% below their final list price (as of Apr 2026); 29% of listings had a price cut (U.S.: 26%).
• Affordability. A mortgage on the typical home takes 24% of the median household income (U.S.: 35%); it takes about $60k a year to keep the payment at 30% of gross pay. That includes about $1,947 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $113 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
• Outlook. Leaning up: likely −6% to +11% over the next 12 months (73% chance of a rise).

Next 12 months

Leaning up

Prices are more likely to rise than fall over the next year. Likely change: −5.5% to +10.8% (80% range; middle estimate +3.7%), chance of a rise 73%, of a 5%+ drop 11%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

Other ZIP codes in Nemaha County, KS