Soldier, KS 66540 housing market
Data through Aug 2026 · Balanced market · leverage 13
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Home Value
$285,441
+5.4% vs. a year ago
Buyer Leverage Score
13
Jun 2026
Months of Supply
6.1 months
Nov 2021
Days on Market
14 days
Jun 2026
Price Cut %
0.0%
Jun 2026
Mtg Payment as % of Income
43%
Aug 2026
Overvalued %
190%
Aug 2026
Expected Disaster Loss
$164
Dec 2025
What this means
- Valuation. Prices are 190% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 5.4% over the past year (U.S.: +1.2%).
- Supply. There are 0% more homes for sale than the 2017-19 norm, so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is low (13/100; U.S.: 54) (as of Jun 2026): 0% of listings had a price cut (U.S.: 26%) (as of Jun 2026).
- Affordability. A mortgage on the typical home takes 43% of the median household income (U.S.: 35%); it takes about $75k a year to keep the payment at 30% of gross pay. That includes about $2,218 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $164 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −5% to +12% over the next 12 months (77% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −4.6% to +11.7% (80% range; middle estimate +4.7%), chance of a rise 77%, of a 5%+ drop 9%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Jackson County, KS
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Holton, KS 66436 | $232.6K | +7.4% | 71 |
| Mayetta, KS 66509 | $307.2K | +6.6% | 12 |
| Hoyt, KS 66440 | $297K | +7.6% | 38 |
| Denison, KS 66419 | $176K | +9.6% | 23 |
| Whiting, KS 66552 | $205.6K | +9.1% | 3 |
| Delia, KS 66418 | $275K | +7.6% | 92 |
| Circleville, KS 66416 | $245.9K | +10.7% | 84 |
| Netawaka, KS 66516 | $217.3K | +4.6% | 2 |