Viola, KS 67149 housing market
Data through Aug 2026 · Buyer's market · leverage 74
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Home Value
$387,936
+4.2% vs. a year ago
Buyer Leverage Score
74
Sep 2026
Months of Supply
3.1 months
Jul 2026
Days on Market
118 days
Sep 2026
Price Cut %
100%
Sep 2026
Sale-to-List Ratio
99.4%
Jul 2026
Mtg Payment as % of Income
27%
Aug 2026
Overvalued %
13%
Aug 2026
Expected Disaster Loss
$105
Dec 2025
What this means
- Valuation. Prices are 13% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 4.2% over the past year (U.S.: +1.2%).
- Supply. There are 0% more homes for sale than the 2017-19 norm and rising (+50% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (74/100; U.S.: 54): homes sell for about 0.6% below their final list price (as of Jul 2026); 100% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 27% of the median household income (U.S.: 35%); it takes about $110k a year to keep the payment at 30% of gross pay. That includes about $2,270 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $105 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
- Outlook. Leaning up: likely −6% to +10% over the next 12 months (69% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −6.4% to +9.9% (80% range; middle estimate +2.8%), chance of a rise 69%, of a 5%+ drop 13%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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