Tipton, KS 67485 housing market

What this means

• Valuation. Prices are 124% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
• Prices. Home values are flat over the past year (U.S.: +1.2%).
• Negotiating. 0% of listings had a price cut (U.S.: 26%) (as of Apr 2026).
• Affordability. A mortgage on the typical home takes 41% of the median household income (U.S.: 35%); it takes about $54k a year to keep the payment at 30% of gross pay. That includes about $2,041 a year for home insurance (U.S.: $1,790).
• Disaster risk. FEMA expects about $163 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding.
• Outlook. Leaning up: likely −7% to +10% over the next 12 months (67% chance of a rise).

Next 12 months

Leaning up

Prices are more likely to rise than fall over the next year. Likely change: −6.7% to +9.6% (80% range; middle estimate +2.5%), chance of a rise 67%, of a 5%+ drop 13%.

HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.

Other ZIP codes in Osborne County, KS