Exeter, NE 68351 housing market
Data through Aug 2026 · Seller's market · leverage 0
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Home Value
$178,978
+6.7% vs. a year ago
Buyer Leverage Score
0
May 2026
Months of Supply
1.5 months
Dec 2025
Days on Market
47 days
May 2026
Price Cut %
0.0%
Mar 2026
Sale-to-List Ratio
103.5%
Jul 2026
Mtg Payment as % of Income
20%
Aug 2026
Overvalued %
62%
Aug 2026
Expected Disaster Loss
$226
Dec 2025
What this means
- Valuation. Prices are 62% above what local incomes have historically supported (this area's pre-2020 price-to-income ratio).
- Prices. Home values are up 6.7% over the past year (U.S.: +1.2%).
- Supply. Listings are 100% below the 2017-19 norm and falling (−100% vs. a year ago): still a tight market.
- Negotiating. Buyer leverage is low (0/100; U.S.: 54) (as of May 2026): homes typically sell at or above asking (103.5% of list); 0% of listings had a price cut (U.S.: 26%) (as of Mar 2026).
- Affordability. A mortgage on the typical home takes 20% of the median household income (U.S.: 35%); it takes about $50k a year to keep the payment at 30% of gross pay. That includes about $2,270 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $226 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from tornadoes, hail and wind.
- Outlook. Leaning up: likely −3% to +13% over the next 12 months (83% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −2.9% to +13.4% (80% range; middle estimate +6.4%), chance of a rise 83%, of a 5%+ drop 6%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Fillmore County, NE
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Geneva, NE 68361 | $185.8K | +7.3% | 59 |
| Fairmont, NE 68354 | $177.9K | +8.9% | 60 |
| Davenport, NE 68436 | $201.4K | +6.7% | 26 |
| Milligan, NE 68406 | $173K | +10.3% | 63 |
| Grafton, NE 68365 | $185.5K | +8.5% | 40 |
| Ohiowa, NE 68416 | $199.4K | +9.2% | 28 |
| Strang, NE 68444 | – | – | 6 |