Pleasanton, NE 68844 housing market
Data through Aug 2026 · Buyer's market · leverage 99
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Home Value
$378,271
+6.9% vs. a year ago
Buyer Leverage Score
99
Sep 2026
Days on Market
69 days
Sep 2026
Price Cut %
50%
Sep 2026
Sale-to-List Ratio
101.1%
Feb 2026
Mtg Payment as % of Income
44%
Aug 2026
Expected Disaster Loss
$240
Dec 2025
What this means
- Prices. Home values are up 6.9% over the past year (U.S.: +1.2%).
- Supply. There are 700% more homes for sale than the 2017-19 norm and rising (+200% vs. a year ago), so buyers have more to choose from than before the pandemic.
- Negotiating. Buyer leverage is high (99/100; U.S.: 54): homes typically sell at or above asking (101.1% of list) (as of Feb 2026); 50% of listings had a price cut (U.S.: 26%).
- Affordability. A mortgage on the typical home takes 44% of the median household income (U.S.: 35%); it takes about $99k a year to keep the payment at 30% of gross pay. That includes about $2,384 a year for home insurance (U.S.: $1,790).
- Disaster risk. FEMA expects about $240 a year in natural-disaster damage per $100k of building value (U.S.: $155), mostly from flooding. Flood isn't covered by standard homeowners insurance.
- Outlook. Leaning up: likely −3% to +13% over the next 12 months (83% chance of a rise).
Next 12 months
Leaning up
Prices are more likely to rise than fall over the next year. Likely change: −2.8% to +13.5% (80% range; middle estimate +6.5%), chance of a rise 83%, of a 5%+ drop 6%.
HouseVane's model, refit every month on local market signals and national ones, trained only on data known at the time. How accurate it has been.
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Other ZIP codes in Sherman County, NE
| Area | Home value | 1-year change | Buyer leverage |
|---|---|---|---|
| Loup City, NE 68853 | $179.1K | +5.2% | 43 |
| Litchfield, NE 68852 | $225.5K | +2.2% | 1 |
| Ashton, NE 68817 | $170K | −0.4% | 16 |
| Rockville, NE 68871 | – | – | 29 |